Regal Financial Bank Rate Sheet
|
Effective February 3, 2012 |
| |
Min.
Opening Deposit |
Min.
Balance to Obtain APY Yield |
Interest Rate |
Annual
Percentage Yield |
| Regal Advantage Plus (b) |
$1,000.00 |
$0.01 (c) |
0.20% |
0.20% |
| Regal Business Interest
Checking(b) |
$5,000.00 |
$0.01 (c) |
0.50% |
0.50% |
| Regal Smart Investor (b)(d) |
|
|
|
|
| Daily Balances of: |
$2,500.00 |
$0.01 (c) |
|
|
| up to $9,999.99 |
|
|
0.15% |
0.15% |
| $10,000.00 - 24,999.99 |
|
|
0.20% |
0.20% |
| $25,000.00 - 49,999.99 |
|
|
0.55% |
0.55% |
| $50,000.00 - 99,999.99 |
|
|
0.60% |
0.60% |
| $100,000.00 and up |
|
|
0.78% |
0.78% |
| Business Smart
Investor (b)(d) |
|
|
|
|
| Daily Balances of: |
$2,500.00 |
$0.01 (c) |
|
|
| up to $9,999.99 |
|
|
0.15% |
0.15% |
| $10,000.00 - 24,999.99 |
|
|
0.20% |
0.20% |
| $25,000.00 - 49,999.99 |
|
|
0.55% |
0.55% |
| $50,000.00 - 99,999.99 |
|
|
0.60% |
0.60% |
| $100,000.00 and up |
|
|
0.78% |
0.78% |
| Celebration Savings Business (b)(d) |
$1,000.00 |
$0.01 (c) |
0.50% |
0.50% |
| Celebration Savings(b)(d) |
$1,000.00 |
$0.01 (c) |
0.50% |
0.50% |
| 12 Month IRA/ROTH IRA (a) |
|
|
|
|
| Daily Balances of: |
$1,000.00 |
$1,000.00 (c) |
|
|
| $1,000.00 and up |
|
|
1.00% |
1.00% |
| 03 Month CD (a) |
$1,000.00 |
$1,000.00 (c) |
|
|
| Daily Balances of: |
|
|
|
|
| $1,000.00 - 99,999.99 |
|
|
0.35% |
0.35% |
| $100,000.00 and up |
|
|
0.40% |
0.40% |
| 06 Month CD (a) |
$1,000.00 |
$1,000.00 (c) |
|
|
| Daily Balances of: |
|
|
|
|
| $1,000.00 - 99,999.99 |
|
|
0.55% |
0.55% |
| $100,000.00 and up |
|
|
0.60% |
0.60% |
| 09 Month CD (a) |
$1,000.00 |
$1,000.00 (c) |
|
|
| Daily Balances of: |
|
|
|
|
| $1,000.00 - 99,999.99 |
|
|
0.65% |
0.65% |
| $100,000.00 and up |
|
|
0.70% |
0.70% |
| 12 Month CD (a) |
$1,000.00 |
$1,000.00 (c) |
|
|
| Daily Balances of: |
|
|
|
|
| $1,000.00 - 99,999.99 |
|
|
0.85% |
0.85% |
| $100,000.00 and up |
|
|
0.90% |
0.90% |
| 24 Month CD (a) |
$1,000.00 |
$1,000.00 (c) |
|
|
| Daily Balances of: |
|
|
|
|
| $1,000.00 - 99,999.99 |
|
|
1.24% |
1.25% |
| 32 Month CD (a) |
$1,000.00 |
$1,000.00 (c) |
|
|
| Daily Balances of: |
|
|
|
|
| $1,000.00 - 99,999.99 |
|
|
1.39% |
1.40% |
The APY (Annual Percentage Rate) on all certificates of deposits with term lengths indicated in a range of days or months is calculated on the maximum term length for that particular certificate. Your APY may vary slightly depending on the term that is chosen at account opening. All rates listed are subject to change without notice. Fees could reduce the earnings on your account. Please contact us for additional information regarding specific products.
- A penalty will be imposed for early withdrawal.
- The interest rate and annual percentage yield may change after account opening.
- Daily Balance. The amount of the principal in the account each day.
- Depositor is permitted or authorized to make no more than six transfers and withdrawals, or a combination of such transfers and withdrawals, per calendar month or statement cycle. Penalties will be imposed for over 6 transactions.
For more information about
any of Regal Financial Bank's other products, services
and rates, contact us at info@regalfinancialbank.com,
or call (800) 888-1955. We look forward to serving
you.
|