Regal Financial Bank Rate Sheet
|
Effective July 19, 2010 |
| |
Min.
Opening Deposit |
Min.
Balance to Obtain APY Yield |
Interest
Rate |
Annual
Percentage Yield |
| Regal Advantage
Plus (b) |
$1,000.00 |
$0.01 (c) |
0.20% |
0.20% |
| Business Advantage (b) |
$2,500.00 |
$0.01 (c) |
0.25% |
0.25% |
| Regal Smart Investor (b) |
|
|
|
|
| Daily Balances of: |
$2,500.00 |
$0.01 (c) |
|
|
| up to $9,999.99 |
|
|
0.15% |
0.15% |
| $10,000.00 - 24,999.99 |
|
|
0.20% |
0.20% |
| $25,000.00 - 49,999.99 |
|
|
0.55% |
0.55% |
| $50,000.00 - 99,999.99 |
|
|
0.90% |
0.90% |
| $100,000.00 and up |
|
|
1.14% |
1.15% |
| Business Smart
Investor (b) |
|
|
|
|
| Daily Balances of: |
$2,500.00 |
$0.01 (c) |
|
|
| up to $9,999.99 |
|
|
0.15% |
0.15% |
| $10,000.00 - 24,999.99 |
|
|
0.20% |
0.20% |
| $25,000.00 - 49,999.99 |
|
|
0.55% |
0.55% |
| $50,000.00 - 99,999.99 |
|
|
0.90% |
0.90% |
| $100,000.00 and up |
|
|
1.14% |
1.15% |
| Celebration Savings Business (b)(d) |
$1,000.00 |
$0.01 (c) |
0.70% |
0.70% |
| Celebration Savings(b)(d) |
$1,000.00 |
$0.01 (c) |
0.70% |
0.70% |
| 12 Month IRA/ROTH IRA (a) |
|
|
|
|
| Daily Balances of: |
$1,000.00 |
$1,000.00 (c) |
|
|
| $1,000.00 and up |
|
|
1.44% |
1.45% |
| 03 Month CD (a) |
$1,000.00 |
$1,000.00 (c) |
|
|
| Daily Balances of: |
|
|
|
|
| $1,000.00 - 99,999.99 |
|
|
1.00% |
1.00% |
| 06 Month CD (a) |
$1,000.00 |
$1,000.00 (c) |
|
|
| Daily Balances of: |
|
|
|
|
| $1,000.00 - 99,999.99 |
|
|
1.19% |
1.20% |
| 09 Month CD (a) |
$1,000.00 |
$1,000.00 (c) |
|
|
| Daily Balances of: |
|
|
|
|
| $1,000.00 - 99,999.99 |
|
|
1.19% |
1.20% |
| 12 Month CD (a) |
$1,000.00 |
$1,000.00 (c) |
|
|
| Daily Balances of: |
|
|
|
|
| $1,000.00 - 99,999.99 |
|
|
1.44% |
1.45% |
| 24 Month CD (a) |
$1,000.00 |
$1,000.00 (c) |
|
|
| Daily Balances of: |
|
|
|
|
| $1,000.00 - 99,999.99 |
|
|
1.83% |
1.85% |
| 90 Day Simple CD (a) |
$100,000.00 |
|
|
|
| Daily Balances of: |
|
|
|
|
| $100,000.00 and up |
|
|
0.90% |
0.90% |
| 180 Day Simple CD (a) |
$100,000.00 |
|
|
|
| Daily Balances of: |
|
|
|
|
| $100,000.00 and up |
|
|
1.00% |
1.00% |
| 270 Day Simple CD (a) |
$100,000.00 |
|
|
|
| Daily Balances of: |
|
|
|
|
| $100,000.00 and up |
|
|
1.10% |
1.10% |
| 365 Day Simple CD (a) |
$100,000.00 |
|
|
|
| Daily Balances of: |
|
|
|
|
| $100,000.00 and up |
|
|
1.25% |
1.25% |
 TOP
The APY (Annual Percentage Rate) on all certificates of deposits with term lengths indicated in a range of days or months is calculated on the maximum term length for that particular certificate. For example, a 14 - 29 Day CD, the APY is calculated on 29 days. Your APY may vary slightly depending on the term that is chosen at account opening. All rates listed are subject to change without notice. Fees could reduce the earnings on your account. Please contact us for additional information regarding specific products.
- A penalty will be imposed for early withdrawal.
- The interest rate and annual percentage yield may change after account opening.
- Daily Balance. The amount of the principal in the account each day.
- Depositor is permitted or authorized to make no more than six transfers and withdrawals, or a combination of such transfers and withdrawals, per calendar month or statement cycle. Penalties will be imposed for over 6 transactions. Funds must come from a financial institution other than Regal Financial Bank.
For more information about
any of Regal Financial Bank's other products, services
and rates, contact us at info@regalfinancialbank.com,
or call (800) 888-1955. We look forward to serving
you.
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