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Merchant Services

Regal Financial Bank has the tools you need to provide more ways for your customers to pay. We offer a variety of safe, secure and fast solutions to help you increase your cash flow by accepting credit card, debit card and check payments through your retail store, web site, or both environments.



CREDIT CARD PROCESSING
Over 4 million merchants accepted well over 19 billion credit card transactions in 2003, including Visa, MasterCard., American Express, Discover Card, Diners, and JCB transactions. We can provide you more ways to accept credit cards and gain the benefits of offering customers various payment options.
   
Easiest and fastest way for customers to pay.
Gain incremental business through impulse purchases.
Increase the average size of purchases.
Accept orders by mail or telephone, or through the Internet.
Accept credit cards with processing options that meet your business needs.
Customer service 24/7/365 via toll-free phone or e-mail.
Full-service chargeback support. (Free for up to five per month!)
Fraud prevention assistance.
   
DEBIT CARD PROCESSING
Save Money. Gain Sales. Give Your Customers the Choice of Using Debit Cards. Over 15 billion debit card transactions were processed in 2003. Most of those debit transactions were transparent to the merchant, i.e, the presence of the Visa or MasterCard symbol allow merchants to treat the transaction in the same way as a credit card transaction.
   
Sale proceeds are deposited into your DDA 48 hours after each transaction.
Transactions are easy and fast. Conducting a debit card transaction is just as fast as conducting a credit card transaction.
Debit card transactions will appear on your consolidated merchant processing statement and your online transaction reporting along with your credit card transactions.
Transaction fees are debited at the end of the month, NOT as each transaction is processed. So, you benefit from float.
Accept credit cards with processing options that meet your business needs.
Customer service 24/7/365 via toll-free phone or e-mail.
Full-service chargeback support. (Free for up to five per month!)
Fraud prevention assistance.
   
CHECK PROCESSING SERVICES
You Can Streamline Check Handling and Reduce Risk! With the full suite of paper check and electronic check services available, you can easily accept your customers’ preferred method of payment – checks – in the most efficient way for your business.
   
Deposit Checks at your office eliminating trips to the Bank!
Reduce check handling costs.
Increase cash flow.
Improve returned check collection rates to reduce losses.
Accept credit cards with processing options that meet your business needs.
Customer service 24/7/365 via toll-free phone or e-mail.
Full-service chargeback support. (Free for up to five per month!)
Fraud prevention assistance.
   
ONLINE TRANSACTIONS
Already have a web site or thinking about accepting payments on the Internet? Let us help you find the solution that best fits your business needs.
   
Accept all major credit cards and e-checks.
Merchant account, gateway, and monthly access are included for one low price.
Secure transactions - Customer data is protected with state-of-the-art Secure Socket Layer technology.
Comprehensive online reports.
Easily integrates to most Web sites.
Service includes virtual terminal for credit cards and checks.
Professional 24/7 customer service.
eChecks are pre-authorized through the National Check Network (NCN®) data base.
Credit cards can be authorized with Address Verification to help protect against fraud.
   
TRANSACTION REPORTS ONLINE
No matter what kind of payments you decide to accept - credit cards, debit cards, checks or some combination - we can provide you fast and easy access to your reports online! Comprehensive information includes both daily summaries and the ability to drill down into details of each transaction and ensure that you are on top of your sales. With the online reporting services, you can check on your merchant account from any location where you have Internet Access - at work or while traveling on business. Reports include:
   
Credit Card and Debit Card Reporting
Check Service Reporting
Merchant America Website Sales Reporting
Access to Online Bank Reporting
   

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Large or small, simple or complex, there is a broad range of Merchant Services available through Regal Financial Bank. Contact us at (800) 888 1955 or via e-mail at info@regalfinancialbank.com, to sign up today!

 

 

PO Box 21485 | Seattle, WA 98111 USA | tel: 1.800.888.1955 | email: info@regalfinancialbank.com

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Merchant Services with Regal Financial Bank, premium banking services in the western US. We provide personal and business checking and savings accounts, wire transfers, business analysis and online banking, CDs and IRAs, insurance and more.