| Banking Services | Lending Services | Merchant Services | Credit Cards | Cash Management | Online Banking | ||||||||
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| Online Banking Features | |
| Sign on and security features | Username and Password. TruSecure Certified and Protected by Verisign. |
| Real-time transfers between accounts | Yes |
| View account Balances | Yes |
| Personal account access | Yes. You may choose to view your business and personal accounts together or separately. |
| Account downloads | Yes. Downloads for Microsoft® Money, Intuit Quicken®, Intuit Quickbooks® and in CSV format. |
| Account history | Past history available up to 90 days. |
| Business Online Banking pricing | Free |
| Ability to create user access levels | Yes |
| Ability to organize and group accounts | Yes |
| Stop Payments | Yes. The Issue Stop Payment feature provides real-time access to an on-line stop payment screen and allows the input of Item Date, Item Type (i.e. check), From/Thru Amount and Number, Payee, Reason and Comments. A fee is associated with this feature. Please refer to the account opening documentation for fees or contact 1.800.888.1955 for stop payment fee. |
| Types of accounts that can be accessed | All eligible Regal Financial Bank business checking, savings, and investment accounts. |
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At Regal Financial Bank we take security very seriously. We have taken every precaution necessary to be sure your information is transmitted safely and securely. The latest methods in Internet system security are used to increase and monitor the integrity and security of our system. To develop a sound architecture, Regal Financial Bank has incorporated the capabilities of firewalls, control capabilities of routers, operating system level controls, application level controls, report consolidation methods, and security monitoring devices such as Intrusion detection systems and scanners. In this architecture, every piece is layering on the capabilities of the other to create overlapping controls and fail-over. What this means to you is that if a single layer of security is broken, other layers of security are there. This is referred to as "security in-depth". Data security between the customer browser and our Web server is handled through a security protocol called Secure Sockets Layer (SSL). SSL provides data encryption, server authentication, and message integrity for an Internet connection. In addition, SSL provides a security "handshake" that is used to initiate the connection. This handshake results in the client and server agreeing on the level of security they will use and fulfills any authentication requirements for the connection. Currently Regal Financial Bank's online banking application supports data encryption at the highest level (128 bit). When accessing our Internet Banking site, you will be forwarded to a Web page with a URL address that starts with https://. This will cause your browser's HTTPS layer to start an encrypted session using SSL. You will then receive a login screen. Since the encrypted session has already been started, your user name and password are safe and secure. The data traveling between the user and the server is encrypted and can only be decrypted with the public and private key pair. These two keys are the only combination possible for that session. When the session is complete, the encryption keys expire and the whole process starts over when a new session is started. Our network intrusion detection system is running 24 hours a day, 7 days a week. The network intrusion detection engine sits on the same network as the Internet Banking site and monitors all traffic on that segment. The engine is looking for attack signatures - watching for evidence that an attempted intrusion is taking place. When the engine detects unauthorized activity, it responds immediately by terminating the connection, sending an alert to specially trained staff and recording the session. This allows security architecture to automatically monitor network traffic, detect and respond to suspicious activity, and intercept and respond to network abuse before systems are compromised. Internet security does not rely on technology alone. Without everyone's participation, all the security systems and technology in the world are worthless. You must treat your User ID and password with the same care as an ATM or credit card and PIN. In addition, you must make sure that no one is physically watching when you enter your password. If you are logged in to the service, be sure to log off of the service and exist the browser when you leave the computer unattended. You should also take standard precautions to keep you system clean and free from viruses that could be used to capture password keystrokes and financial information. If you should have additional questions
regarding the security of our Internet site, please
contact us at 800 888 1955 or via email at info@regalfinancialbank.com. |
Keeping Your Account Confidential
Protect Your
Account and Identity Password and Access ID Protection You further agree not to allow anyone to gain access to Online Banking or to let anyone know your Password used with the service. You agree to assume responsibility for all transactions up to the limits allowed by applicable law. Regal Financial Bank will not be responsible for any loss due to breach in the above security procedures. Three Fail Attempts to Logon will Disable your
Account This will also occur if you accidentally activate
this security feature by unintentionally mis-keying
a Password three (3) times. You will need to call
the Bank to reestablish the password for your account(s).
You can reach us by calling Lost or Stolen Password or Access ID Personal Information Protection Examine Your Statement |
Forgot Your
On-Line Banking Password?
Contact Regal Financial Bank at 1 800 888
1955, or info@regalfinancialbank.com.
We're available Monday through Friday, 9:00 a.m. - 5:00
p.m
Notes:
* Business Online Banking demo link is redirected
to FISERV, Inc. demo landing page.
To learn which of our products and services are
right for you, contact Regal Financial Bank's Operations
Team at 1.800.888.1955 or at info@regalfinancialbank.com.
PO Box 21485 | Seattle, WA 98111 USA | tel: 1.800.888.1955 | email: info@regalfinancialbank.com