Careers

Regal Financial Bank is an innovative company committed to revolutionizing the banking marketplace. We have opportunities for people interested in growing with us ranging from entry-level to management. We're looking for bright, passionate and committed professionals who want a personal stake in making our unique company a success. We seek aggressive, creative, and highly-motivated individuals to join our team.

CURRENT OPENINGS:

Credit Analyst

Regal Financial Bank is seeking a Credit Analyst who will analyze credit data to estimate degree of risk involved in extending credit or lending money to firms or individuals.

Job Duties

• Contacts banks, trade and credit associations, sales people, and others to obtain credit information.
• Evaluates results of investigations, prepares reports of findings, and suggests credit limitations to management.
• Maintains database of customer credit histories.
• Analyzes tax return and financial statements utilizing the Tax Analysis and Fiscal Systems.
• Prepares loan document request forms and reviews the loan documents for conformity and compliance.
• Sets up loan files.
• Provides administrative support to commercial loan officers.
• Performs other duties as required.

• Associate's degree or equivalent from two-year college or technical school; or six months to one year of related experience and/or training; or equivalent combination of education and experience.
• Basic knowledge of commercial, construction, real estate and consumer loan processing.
• Basic understanding of financial statements, tax returns and basic financial analysis.
• Basic knowledge of related state and federal loan regulations and other applicable Bank lending policies and procedures.
• One to two years experience in financial institution in an accounting/financial, lending, credit analysis or related area.
• Intermediate mathematical skills.
• Good analytical and computer skills, including word processing, internet software, e-mail, database software.
• Good organizational skills.

Loan Services Manager


Job Duties

• Manages the documentation, boarding and servicing and construction loan process for the loan servicing department.
• Provides leadership, training and supervision to team members and ensures quality customer relations.
• Ensures that production and other processing activities are completed according to applicable government regulations and bank policy.
• Ensures that all new loans are appropriately assigned; organizes workflow, delegates assignments and ensures appropriate training for team members.
• Monitors servicing of all loans including changes of ownership, modifications, credit inquiries, taxes, hazard and flood insurance, impounds, delinquencies, payoffs, partial reconveyances or deeds-in-lieu-of-foreclosure. Reviews loan documentation for accuracy and completeness; monitors compliance with state and federal laws and regulations and the Bank’s lending policies and procedures.
• Consults with team members to ensure resolution of inquiries or issues that relate to loan documentation preparation, servicing, boarding or construction loan processing.
• Ensures accurate completion of related operational reports.
• Provides and/or receives information and discusses and/or resolves problems with escrow officers, borrowers, outside legal counsel and others.
• Services and maintains data on non-accrual and/or charged-off loans; makes required changes as directed.
• Balances lending-related general ledger accounts; processes block entries and miscellaneous corrections.
• Processes, solves and responds to complex customer transactions, problems or inquiries.
• Coordinates activities with the Credit Administrator as required.
• Maintains and updates procedural manuals as required.
• Performs other duties as assigned.
• Performance planning, coaching, development and evaluation.
• Recommends hire/fire/salary actions/decisions.

• Graduation from accredited 2 or 4-year college or university leading to a degree in business, management, real estate or related field preferred.
• Advanced knowledge of commercial, construction, real estate and consumer loan products and processing.
• Advanced knowledge of related state and federal banking compliance regulations, Bank operational and lending policies and procedures, and the Bank’s products and services, including applicable lending regulations.
• 10 years related experience in loan documentation preparation and/or loan operations/loan servicing.
• Previous supervisory experience.
• Intermediate computer skills including word processing and spreadsheet software programs.
• Excellent organizational skills.
• Intermediate mathematical skills.
• Good written and oral communication skills

If you are interested in career opportunities at Regal Financial Bank, please send a letter of introduction and your resume to: careers@regalfinancialbank.com or contact us at 206-621-0808. Regal Financial Bank is an Equal Opportunity Employer.

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PO Box 21485 | Seattle, WA 98111 USA | tel: 1.800.888.1955 | email: info@regalfinancialbank.com